Prosper With Money

What keeps you motivated to get out of bed every morning? What keeps you motivated to work like no one else at your job? What keeps you motivated to love your wife and children unselfishly? Lately, I have been looking at these three questions in my life.  I find that the easy answer for me is God but as I look deeper at my motivations, God is certainly the biggest motivating factor, there are other things in my life that push me to be and do better things. The first is the love of my wife. My wife Kristyn, is awesome. She is kind, loving and always looking out for the best for our marriage. We have our disagreements just like everyone else but day in and day out she is my rock and will always be my rock. The next motivation for me is my kids. Seeing the three of them gets me into work some days when it is sunny and 80 degrees. Knowing that there is work to be done to put food on the table so that they can grow up without and needs (notice I said need, they will always have wants).  The last motivating factor is the “I” factor. If I want to succeed, then work needs to completed. If I want more business then work needs to be completed. If I want to take my family on vacation the I have work do. I do not depend on the government or other agencies to provide for me and my family. My family and I work hard for what we have and if we are going to succeed materially in this word we will continue to work hard and not depend on anyone else to do the work for us. So, after my little speech what is your motivation?

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Ok, I know that I have been on a quote frenzy lately but here is another great one!

“The greatest calamity which could be fall us would be submission to a government of unlimited powers”

Thomas Jefferson, 3rd US President

Seems like we have come into submission to a government of unlimited powers, especially when it comes to spending money that they do not have.

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I came across this quote the other day in one of the books that I am reading. I thought that it was perfect with everything that is going on around us, from tax tea parties, new health care legislation, and losses of personal liberties due to court rulings.

“Government is not reason; it is not eloquent; it is force. Like fire, it is a dangerous servant and a fearful master” – George Washington

I thought that this was fitting coming from a Founding Father.

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Americans and Canadians are finally beginning to save money again. For a few years in the mid-2000′s savings rates actually became negative in America, meaning that families on average were going more in debt each year. Thanks to the recession, people are beginning to consume less and set aside more money for a rainy day. Unfortunately there are many commentators who percieve this as a bad thing! They think that people borrowing money and spending it is what is needed to return the economy to growth. Nothing could be further from the truth. The fact is that too much borrowing and spending (by individuals as well as governments) is what caused the current crisis; it can hardly be fixed with more of the same.  The savings of today become the basis for future expansion and growth of the economy as they are put to use by entrepreneurs and investors to produce more wealth, instead of to merely spend on more stuff like the average consumer would.  We Canadians are fortunate that our government has recognized the value of saving by creating the Tax Free Savings Account (TFSA), a fantastic vehicle that allows us to save for anything, not just retirement, and all growth is entirely tax free.  Unfortunately governments the world over are also discouraging saving by setting interest rates almost ridiculously low.  Even so, don’t be ashamed of saving instead of spending.  Get out of debt, save an emergency fund and save for your and your children’s future; and do so knowing that it’s helping the economy more than people spending money they don’t have.

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