Prosper With Money

What keeps you motivated to get out of bed every morning? What keeps you motivated to work like no one else at your job? What keeps you motivated to love your wife and children unselfishly? Lately, I have been looking at these three questions in my life.  I find that the easy answer for me is God but as I look deeper at my motivations, God is certainly the biggest motivating factor, there are other things in my life that push me to be and do better things. The first is the love of my wife. My wife Kristyn, is awesome. She is kind, loving and always looking out for the best for our marriage. We have our disagreements just like everyone else but day in and day out she is my rock and will always be my rock. The next motivation for me is my kids. Seeing the three of them gets me into work some days when it is sunny and 80 degrees. Knowing that there is work to be done to put food on the table so that they can grow up without and needs (notice I said need, they will always have wants).  The last motivating factor is the “I” factor. If I want to succeed, then work needs to completed. If I want more business then work needs to be completed. If I want to take my family on vacation the I have work do. I do not depend on the government or other agencies to provide for me and my family. My family and I work hard for what we have and if we are going to succeed materially in this word we will continue to work hard and not depend on anyone else to do the work for us. So, after my little speech what is your motivation?

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If you have been listening to Dave Ramsey’s radio show on WDCX 99.5 lately, you may have heard him talk about a free lesson of his Financial Peace University program.  Port of Grace Church (Port Colborne, ON) & Wesleyan Church of Hamburg (Hamburg, NY) will be running a free lesson. We here at RKL Financial would like to make it available to your congregation and the community. 

We will be watching the DVD of Dave Ramsey presenting the topic of “Super Saving”, the first lesson in the series.  We also will have a brief discussion afterwards. I realize this is short notice (and Easter Sunday), but I thought you might be interested in putting this information in your bulletin, or announcement, or even just tell someone in your congregation who might be struggling financially. 

Thank you very much.  If you have any questions about this, about running FPU in your church, or anything Dave Ramsey related, please let us know! We are here to help!

Where (Ontario):
Port of Grace Church

26 Charlotte St

Port Colborne, ON 
Date: 
Tuesday April 6th, 2010

 Time:
7 pm to 9 pm

Leader:
Shaun Somers
Dave Ramsey Certified Financial Counselor  
Where (WNY): 

Wesleyan Church of Hamburg

4999 McKinley Parkway
Hamburg, NY

Date: 
Thursday April 8th, 2010

Time: 
6:30 pm to 8:30 pm

Leader: 
Ryan Loos
Dave Ramsey Certified Financial Counselor 

Contact Information:
877-58-PEACE

info@RKLFinancial.com

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It’s that time again.  Over 2,700 athletes from over 70 countries are in Vancouver to compete against each other for Olympic glory.  Some teams will be big, like over 200 athletes from the US and Canada; and others tiny, like the lone Jamaican and Ethiopian athletes.  Some are favored to win, others are just happy to make the trip.  Obviously some athletes have advantages.  Aside from the obvious (coming from a country with some snow probably helps) some of the athletes have Olympian parents, corporate sponsorships, or the best possible equipment.

All of them will try their best, but in the end there will only be 258 total medals and only a third of them will be gold.   When it comes to our personal finances though, all of us can win. To me, winning with money doesn’t mean having the most toys or accumulating the biggest pile of cash.  It means being in control of your finances and knowing your future is secure, rather than living pay-to-pay and letting your money just happen to you.  Yes, some people have higher incomes or come from wealthy families.  But with hard work all of us can become debt-free, save for emergencies and build wealth for our future.

This brings us to another fact about the Olympians in Vancouver right now.  All of the athletes, certainly the ones who do well, have committed themselves to hard work.  They have been willing to sacrifice many things to achieve.  Are you committed to working hard and sacrificing to win with money?  In addition, top athletes have coaches to motivate and spur them on to their best performance.  For you, this might mean finding the right books to learn from, attending a Financial Peace University course near you, or the services of a trained Financial Coach.  Depending on your circumstances, one or more of these could be ideal to help you move to the financial winner’s podium!

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I am ready for all of the after Christmas sales. How about you? It seems that even just a few days after Christmas most retailers have even better sales then they did before Christmas. Last year my wife and I went to Kohl’s and bought a ton of clothes for at least 70% off. I am looking forward to finding some great deals this time as well! Where have you seen great deals? Anything that you purchased at a great price? Let us know so that we can spread the word when it comes to saving money!

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Is it just me or does it seem like prices for regular items (groceries, soap, etc.) are going up again? My wife and I went shopping for our monthly staples the other day and I was shocked at how prices have gone up even from last month. What are your thoughts? How are you saving money with your bills?

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